The price or the amount paid by someone to use someone else as an interim financing interest. Interest could also mean paying someone gets the drop on the ability to spend money, temporarily, to lend money to someone else. The definitions that clearly describe the relationship between creditors and debtors. Lenders do not like to allow anyone to lend or allow to sacrifice themselves to not spend their money whenis irrelevant. On the other hand, the borrower would like to move if you do not do to make interest rates.
If you rent, for example, at $ 100 per year to plan, the interest rate by 10 percent per year. This is because the interest rates are expressed in percent per year. At the end you have to pay $ 100 more, and you have $ 10 in interest.
There are reasons why interest ratesexist, but are different from the perspective of creditors and debtors. Be offset from the perspective of the creditor, interest rates, rising commodity prices. It is a way to for giving their purchasing power to compensate for lending money to others. An interest rate is also the risk that the lender had lent the money. For the banks, they can keep the interest to the business. Net interest incomePrices may continue to run banks. From the perspective of the debtor, an interest rate that it can be done now rather than later items. The interest rates also allow a borrower to a large or expensive to buy a house or a car. By using the interest rate education is available to some borrowers. The willingness to pay interest owed allows you to office equipment, buildings and inventory investment and purchasingto increase their profits. Some borrowers are willing to interest rates, because they are linked to pay, after tax benefits. An example is the mortgage interest is tax deductible. In calculating the income tax is deducted mortgage interest. Banks, on the other side who are willing to pay her interest to the depositors. For deposits can lend money at higher interest rates and gain higher profitsback. Furthermore, it is a known fact that banks tend to charge interest on loans from deposits.
In addition, the rates for those who are willing came to be losing the use of their money. As mentioned above, offers banks the interest rates for depositors. Equally interesting for you to earn an income, if you purchase U.S. savings bonds. On the other hand, if you think this rate is a cost to the borrower. IfMoney is lent fully paid, interest must be paid. Finally, an interest rate one way of remittances will be sent to, they could command higher prices.
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